Thanks for your feedback! You’re right, the current crypto currencies are speculated upon, and they cannot be an alternative to the current financial system. However, the technology behind them is the future. The problem with a centralized system like the present one is that it always offers a temptation for control. Switching to a decentralized system removes all possibilities of control. Also, as far as the solution I purpose, it’s actually infinitely more simple than the current system, which is why it’s much more likely to be the future. The current debt based system and the financial markets have gone too far in the level of complexity. Taxation is also insanely complex. I’m not saying my solution will happen over night. We may still experiment with taxation based ubi, but ultimately, it will come to what I purpose.. trust me.. :-)